Caisse d'Epargne launched into Google Glass

The bank is launching its first app. It allows you to take any picture proof, then transfer to a digital safe. Objective: To facilitate the formation of contracts.

Digital projects fully embedded in the distribution network of the Caisse d'Epargne ( BPCE group). Is the motto of the bank with its various IT projects around the customer relationship. An approach embodied for example in the recent initiative of the group to introduce electronic signatures agency ( read the file : Banque Populaire -Caisse d'Epargne deploying electronic signature agencies)

In line with this strategy , the Caisse d'Epargne unveiled yesterday on the first Google app Glass . MyDigitalSafe called it easily allows to take a document image. Then transfer photos over Wi -Fi (or via its smartphone échéans case ) to its digital safe : a service that Caisse d'Epargne places already available to its customers via the Internet . The goal ? Facilitate the establishment of loan application , insurance contract, observation having the opportunity to take photos easily , keeping your hands free, a place of accident ... This service also provides the ability to dematerialize all paper " for legal archiving , records administrative request, to remember a price in a store ," does it slipping away at the Caisse d'Epargne.

Dematerialize any document for administrative applications

We tested the app Caisse d' Epargne. To take the picture , just a simple click on the touch pad concealed in the eyewear industry . The operation is also possible by voice commands, but only in English with an American accent - which is the only one to be recognized by the hour glasses . " Our goal with this project is to anticipate the launch of Google Glass, which is expected by the end of the year , working on both the issue of customs and security ," said Pierre- Richard Rutter , director of innovation and customer relationship in the direction of the strategy of customer relationships and distribution of BPCE.

To expand its application , the Caisse d' Epargne uses Alain Regnier , one of the leading developers of Google Glass applications in France . For this project, it relied on Glass Miror API and SDK provided by Google about its connected glasses. Thanks to its U.S. resident card ( Green Card) , still valid, obtained during a previous experience in the United States, it has acquired the developer version of Google Glass . A product that is theoretically distributed across the Atlantic in the communities of Google developers. " Rights management is the application is backed by the Google+ profile of the user ," he says . A Google+ account is necessary. Alain Regnier and added : " To make the link between the app and its profile, it is sufficient to be connected to the Google account before going on a web page to activate the Caisse d'Epargne. "

Crédit Mutuel Arkea also positioned

For now, sending documents to the Google Safe Glass is not encrypted. "But we consider encryption, and investigate possible solutions," said Peter Rutter, before insisting on the work of technical teams BPCE in urbanization "one of our goals is always to build standard components that can possibly be reused in other projects of the group, including internallysi cela est pertinent". Quant au coffre fort numérique (qui est déjà utilisé par 300 000 clients de la Caisse d'Epargne), it leans on the infrastructure of trusted third party Dictao. 

The press conference of the Caisse d'Epargne, just a desire to achieve positioning on Google Glass unveiled in January, comes just weeks after an announcement by the Crédit Mutuel Arkea. The bank had said in early February to already available a Google app Glass to customers of three of its federations (Crédit Mutuel de Bretagne Crédit Mutuel du Sud-Ouest and Crédit Mutuel Massif Central) ... in all cases those who have acquired the Google Glass in the United States. Activation can be done by mail at this address: innovation@arkea.com. "Among the features offered by the new application, users can geotag including the ATM or the nearest contact their advisor or visit their branch accounts," says Crédit Mutuel Arkea.

Balance inquiries proposed by the Caisse d'Epargne 

Allow balance checking account from Google Glass? Caisse d'Epargne dream. "It's a possibility that could be of interest to help our clients decide to purchase a large amount in store. It may thus be able to know the state of their balance immediately," says Cédric Cute development Director of the Caisse d'Epargne. Another track studied: Glass decline for the alert service by email and SMS already proposed by the bank (including informing the customer banking transactions on their accounts). "This is a request often mentioned in the focus groups we organize," says Peter Rutter.